/* Set 1 — root: corporate two-column hero, 3-up cards, gold CTA */
* { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: auto; }
body {
  font-family: "Segoe UI", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei", sans-serif;
  color: #1a2332;
  background: #f5f7fb;
  line-height: 1.75;
  font-size: 16px;
}
img, svg { max-width: 100%; display: block; }
a { color: #0b3d91; text-decoration: none; }
a:hover { text-decoration: underline; }
.wrap { width: min(1180px, calc(100% - 40px)); margin: 0 auto; }

.site-header {
  background: #0b3d91;
  color: #fff;
  position: sticky;
  top: 0;
  z-index: 20;
  border-bottom: 4px solid #d4a017;
}
.site-header .wrap {
  display: flex;
  align-items: center;
  justify-content: space-between;
  min-height: 72px;
  gap: 24px;
}
.brand {
  display: flex;
  align-items: center;
  gap: 10px;
  color: #fff;
  font-weight: 700;
  font-size: 22px;
  letter-spacing: 0.02em;
}
.brand svg { width: 32px; height: 32px; }
.nav { display: flex; gap: 8px; }
.nav a {
  color: #d7e4ff;
  padding: 8px 14px;
  border-radius: 2px;
  font-size: 15px;
}
.nav a:hover { color: #fff; text-decoration: none; background: rgba(255,255,255,.08); }
.nav a.is-current { color: #fff; background: #d4a017; }

.hero {
  background: linear-gradient(120deg, #0b3d91 0%, #1a5fd0 58%, #0e4aa8 100%);
  color: #fff;
  padding: 56px 0 64px;
}
.hero .wrap {
  display: flex;
  gap: 40px;
  align-items: stretch;
}
.hero-copy { flex: 1.2; }
.hero h1 {
  font-size: 34px;
  line-height: 1.35;
  margin: 12px 0 18px;
  font-weight: 700;
}
.hero .lead { font-size: 17px; color: #e8efff; margin-bottom: 16px; }
.hero p { margin-bottom: 14px; color: #eef3ff; }
.hero-panel {
  flex: 0.8;
  background: #fff;
  color: #1a2332;
  padding: 28px 24px;
  border-radius: 4px;
  box-shadow: 0 16px 40px rgba(0,0,0,.18);
}
.hero-panel h2 { font-size: 20px; color: #0b3d91; margin-bottom: 12px; }
.hero-panel p { margin-bottom: 14px; font-size: 14px; }

.btn {
  display: inline-block;
  padding: 12px 20px;
  background: #d4a017;
  color: #1a1508;
  font-weight: 700;
  border-radius: 3px;
  text-align: center;
}
.btn:hover { background: #e0b122; text-decoration: none; color: #1a1508; }
.btn-block { display: block; width: 100%; margin: 8px 0; }
.btn-ghost {
  background: transparent;
  color: #0b3d91;
  border: 1px solid #0b3d91;
}
.btn-ghost:hover { background: #eef3ff; color: #0b3d91; }
.btn-row { display: grid; grid-template-columns: 1fr 1fr; gap: 8px; }

section.block { padding: 52px 0; }
section.block:nth-of-type(even) { background: #fff; }
section.block h2 { font-size: 24px; color: #0b3d91; margin-bottom: 16px; }
section.block p { margin-bottom: 14px; }
section.block ul, section.block ol { margin: 0 0 16px 20px; }
section.block li { margin-bottom: 8px; }

.grid-3 {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
  margin-top: 20px;
}
.card {
  background: #fff;
  border: 1px solid #d9e2f2;
  padding: 20px;
  border-top: 3px solid #d4a017;
}
.card h3 { font-size: 18px; margin: 10px 0; color: #0b3d91; }
.card svg { width: 36px; height: 36px; color: #0b3d91; }

.table-wrap { overflow-x: auto; margin: 16px 0 8px; }
table {
  width: 100%;
  border-collapse: collapse;
  background: #fff;
  font-size: 15px;
}
th, td { border: 1px solid #cfd8ea; padding: 10px 12px; text-align: left; }
th { background: #0b3d91; color: #fff; }
tr:nth-child(even) td { background: #f0f4fb; }

.faq-list { display: grid; grid-template-columns: 1fr 1fr; gap: 16px 24px; }
.faq-item { background: #fff; border: 1px solid #d9e2f2; padding: 16px 18px; }
.faq-item h3 { font-size: 16px; color: #0b3d91; margin-bottom: 8px; }

.quote-grid { display: grid; grid-template-columns: 1fr 1fr 1fr; gap: 16px; }
.quote { background: #fff; border-left: 4px solid #d4a017; padding: 14px 16px; }
.quote p { margin-bottom: 8px; }
.quote span { color: #5c6b80; font-size: 13px; }

.cta-band {
  background: #0b3d91;
  color: #fff;
  padding: 36px 0;
  text-align: center;
}
.cta-band h2 { color: #fff; margin-bottom: 12px; }
.cta-band .btn { margin-top: 8px; }

.site-footer {
  background: #0a224f;
  color: #c9d4ea;
  padding: 28px 0 32px;
  font-size: 13px;
}
.site-footer p { margin-bottom: 8px; }
.site-footer strong { color: #fff; }

@media (max-width: 900px) {
  .hero .wrap, .grid-3, .faq-list, .quote-grid, .btn-row { grid-template-columns: 1fr; display: grid; }
  .hero .wrap { display: grid; }
  .site-header .wrap { flex-direction: column; padding: 12px 0; }
}